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Citi Initiates 90-Day Negative Watch on CPIC, Expects FY25 Results to Lag Peers
2026-02-16 12:34:33
Citi has published a research report initiating a 90-day negative catalyst watch on CPIC (02601.HK), citing expectations that its FY25 results will lag behind its peers.

In Citi's estimate, the FY25 value of new life insurance business on a comparable basis will report a 28% growth, falling below those of CHINA LIFE (02628.HK), NCI (01336.HK), and Ping An Life Insurance at 38%, 35%, and 32%, respectively.

Citi also anticipates a combined ratio of 98.0% for the property and casualty combined operating ratio in FY25, less favorable compared to major peers, with forecasts of 97.3% for PICC GROUP (01339.HK) and 97.1% for PING AN (02318.HK).

Additionally, the projected 16% YoY increase in FY25 earnings lagged behind the anticipated earnings growth of 220% for CHINA TAIPING (00966.HK), 47% for CHINA LIFE, 33% for NCI, and 29.5% for PICC GROUP.

Citi has rated CPIC as Buy and given it a target price of HKD44.9.
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