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HK End-2Q RMLs in Negative Equity 37.8K Cases, Down 7.2% QoQ
2025-07-31 17:00:14 The Hong Kong Monetary Authority announced that the estimated number of residential mortgage loans (RMLs) in negative equity was 37,806 cases at end-June 2025, down 7.2% QoQ as compared to 40,741 cases at end-March 2025. These cases were mainly related to bank staff housing loans or RMLs under mortgage insurance program, which generally have a higher loan-to-value ratio. The aggregate value of RMLs in negative equity decreased to HKD190.2 billion at end-June 2025 compared with HKD205.9 billion at end-March 2025. ~ AAStocks Financial News Web Site: www.aastocks.com | |